About The Blog
This blog initially started as a project for my online journalism class. The inspiration came from two things: my mom (because when is mom not right?) and a Twitter chat the White House did a while back.
When I was growing up and got my first cash working at a concession stand at a local ballpark, my mom told me I should start saving it up. She told me “You should decide on an amount of money you can spend each week, let’s say $40, and put the rest away.” 13 year old Erin who had her little heart set on an 64gb iPod video decided to ignore this sound advice and spend her money however she pleased.
This trend continued through my high school jobs as a server. I wasn’t allowed to touch my college savings but everything I earned I, well, spent. In college, I got multiple jobs (can you save 7) on campus and one off campus for work study and to try and save up some money.
But you know, money. That stuff burns a hole in your pocket if you keep it in there too long.
My maturity caught up to me and I began to feel bad about the amount of money my parents were putting into my and now my sister’s college education while I spent my money carelessly. Around this same time, the White House ran the first of two internet movements to fight a tax cut that was set to expire. They did the math and letting that cut expire would mean American families earning about 50,000 a year would lose $40 from each paycheck. The White House took to Twitter and other mediums to find out what $40 a week meant to these Americans.
The stars continued to align and one of the best professors ever, Hinda Mandell, explained a project my new class would be completely based on – starting and running your own blog.
BAM! FortyOrLess was born. It was based on living on forty dollars a week and saving up everything else. I did AWESOME. I saved up nearly $600 in the the quarter the class ran and it won me a $2,000 scholarship for being thrifty. Hell yeah.
Then I started paying my own rent, had a deadbeat roommate who never paid rent or utilities and neglected his cats and you know, just lived for my senior year of college, pinching pennies each month.
I also may have spent all my graduation money on a cross country, three week road trip I don’t regret one bit.
So I’m back to square one, $.63 in my Savings account with a move and new life starting soon. Not to mention good ole debt thanks to college.
Here we go. Again. Except this time, it’s not saving in college. It’s saving for a life.