I’ve noticed that my life, at least in college pretty much directly parallels itself year to year. I wrote the post below around a year ago. (I’ve attached it below because I liked the message it had about budgeting and I wanted to reiterate it again!)
And low and behold, I’m finishing up classes AND my college career. Stress is at a all time high. And I am splurging on my budget here and there to enjoy the things I need to keep going. Mainly coffee. And some chocolate although apparently I’ve “matured” and prefer black coffee as a comfort food and fuel.
Coffee on campus, from my favorite shop, runs about $2 a cup plus a $1 tip (because they’re really nice people and always smiling so they make my day. Plus they play awesome music.)
I know I should be more careful with my spending on these types of things but when the stress levels get high, my finance stress is often outweighed by keeping my sanity.
What type of things do you splurge on?
And Salsarita’s and cookies and coffee and anything else to keep me going as the last few classes and projects draw to close.
This week, about halfway through, I decided to ease up on my budget. I allowed myself a few coffees on campus, a delicious chocolate mousse with strawberries and Salsarita’s during a group meeting for dinner tonight.
I think budgeting can sometimes be like a diet. As you may remember, I am an avid follower of nutrition, eating healthy and being fit. I know very well that most people cannot starve themselves of sweets and delicious goodness that may be high in calories, fat or bad stuff, without breaking every once in awhile. To combat those breaks in diets, to make sure you don’t consume every thing in your path, you allow them more from time to time to counteract the urges and prevent huge splurges.
How is this tied into budgeting? Well, to keep from one day spending everything I’ve saved on a silly purchase or even on multiple purchases is by allowing little slips from time to time. Now, I don’t mean by breaking the budget. What I mean is instead of attempting to spend the least amount of money, allowing myself to spend the few extra dollars on a couple coffees or bagels on campus to get me through the week.